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manclark3 . 14/09/2026 manclark3 . 14/09/2026

How Much Can I Actually Borrow?

The Honest Answer to Scotland's Most Googled Mortgage Question

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manclark3 . 04/09/2026 manclark3 . 04/09/2026

Our story … so far

Who wants to know how we got here?

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manclark3 . 31/08/2026 manclark3 . 31/08/2026

First-time buyers guide

Our First-time buyers guide!

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Forth & Oak is a trading style of Trusted Mortgage Advice Ltd, which is authorised and regulated by the Financial Conduct Authority.

Trusted Mortgage Advice Ltd is registered on the Financial Services Register (www.register.fca.org.uk) under reference number 801545.

Registered in Scotland (Company No. SC585735). Registered Office: 15 Lingerwood Lane, Edinburgh, EH16 4WW.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore directed only at consumers based in the United Kingdom.